Yes, we are fast with our y2019 goals this year. Yesterday we have bought a semi-new 2016 Toyota Corolla that has runned just 13.400 km (!) for 13 kEUR. This was done with a leasing. I know I know this is not what DGI do. But inerest were only 2% and I had not enough cash at my hand.
So the math on leasing was: 20% downpayment – 2,6 kEUR (borrowed from my mom again 🙂 ). Remaining 10,4 kEUR leased with 7y tenor. Monthly payment – 133€ + 50€ full insurance. Thats 183€/mo on our spending or 2,2 kEUR annualy. But hey, we have spend +1kEUR for repair of a car that does not work, so for our family spending this will not be a major increase. Also more saving on fuel. All in all we are happy about the buy. I think this was a good buy. We should have a normal working car for next 10-15y.