Have a babyCOMPLETED!!! Save 15% of incomeCompleted (Actual 16%)
- Run 300 km. (Actual 201 km) – Failed
This year we tried something new. We each wrote 10 goals on a paper without showing to each other. Then we combined them, especially ones that we mentioned by both of us. Then discussed them, ranked and excluded few least import. As each year we use SMART goal methodology. I think its a great tool for setting goals and every one should try it. And here they are Y2019 goals:
- Save 20% of income.
- Accumulate 5 kEUR in cash.
- Run 300 km.
- Loose weight to 85 kg.
- Buy new car.
- Arrange baptism for our daughter.
- Visit new country (Bulgaria).
- Visit 5 new small towns in our country.
This year saving rate came back to #1 position as it is very unlikely to have 2nd baby. Lets leave that for Y2020 😉 As 15% was met in Y2018 we set the bar little bit higher 🙂 Saving is the foundation for DGI as without saving there is no investing and without investing there is no dividends.
Now there is one new goal – accumulate 5 kEUR in cash. Altough most of economic indicators that I have mentioned in my post Is the next Recession really coming? (updated) dont show signs of overheating there is that fealing in the air that crisis is coming. Stock market had a major correction and is very volatile in Y2018. For some reason I have a feeling that recession will hit us in Y2020 so I decided to dedicate my savings to cash accumulation unless stock market will bottom and great companies will be on sale for good price something like JNJ for 100$ or CSCO for 30$.
Next we have one goal that im failing 3rd year in a row. Need to pull myself together and finally make running more stable habit.
Then there is my second health related goal that I actualy had for Y2018. My promise to my wife to lose 5 kg from 90 kg at the end of Y2017. Guess what is my weight now? Yeee its 92 kg 😀 Great progress hah… So now its official. Im losing weight in Y2019. And I decided to do it not with fancy diets but with stable sport activity.
Then one goal that was in both of our lists – buy a new car. Old one is tottaly broken. I know I will get shamed for such goal by DGI community, but we need a working car. I hope for a smart pick 🙂
And remaining 3 goals that were in both of our list or we both liked them 🙂
So that is it for 2019 goals. The stage is set, lets see how the play will go.